top of page


What’s included with an appraisal?

Your appraisal will include color photographs, gemstone identification, diamond plotting if necessary, metal identification, weight, and other identifying characteristics needed to insure your jewelry and replace or remake it in the event of catastrophic damage or loss. Additional research may be required depending on the complexity, age, or rarity of a piece.

Please bring all paperwork, including previous appraisals, laboratory reports, and receipts as these often provide important information such as weights before mounting, provenance, etc.

How much does an appraisal cost?

This is dependent upon the complexity of your pieces, but will start at $120.

Why do I need an appraisal?

An appraisal is necessary to obtain insurance, distribute an estate, declare value on legal and tax documents, etc. An independent appraisal will show the value of a piece in the current market irrespective of the purchase price.

What kinds of appraisals do you offer?

Replacement value, comparable value, fair market, estate value, liquidation value, and more.

What can you appraise?

Jewelry, gemstones (although most insurance agencies won't insure loose stones), pearls, watches, flatware and hollowware, coinage, etc.

Again, please bring all paperwork you may have about your pieces including past appraisals, laboratory reports, and receipts.

Bear in mind some pieces or appraisals will require more research than others.

How should I insure my jewelry?

You can insure your jewelry through your homeowners/renters insurance by adding a jewelry rider. Alternatively, you may choose to insure with a separate jewelry policy through Jewelers Mutual or another insurer.

How much does insurance cost?

Typically, you can expect jewelry insurance to average 1-2% of the value of the piece per year. As with all insurance, it's best to shop around before committing.


2011 Rambler Rd, Suite 3, Lexington, KY 40503


  • Facebook
  • Instagram
  • Twitter
bottom of page